Although between 2014 and 2017 there were a number of fundamental systemic changes correcting the obscene bending of laws by interest groups of debt collectors, these changes were not retroactive, and so there are still millions of often immoral or directly illegal executions, from which debtors have no chance of just paying back. At the same time, there is an insolvency amendment that will give hundreds of thousands of overindebted people a chance. And helping with debt relief to these people is the main objective of the project.