The subject of the Project, which will be implemented under Measure 02.04, is the establishment and management of the Trust Fund by BGK on the terms and conditions to be laid down in the financing agreement, including entrusting the Financing Partners with the establishment and management of the Funds. The specific objective of providing support to final recipients in the form of financial instruments (loans). The measures implemented will contribute to reducing energy consumption in the housing sector, public institutions and businesses, increasing the share of low-carbon and greener energy, and will reduce the cost of living. Globally, there will be an improvement in energy efficiency and a reduction in emissions of pollutants into the atmosphere. Support is directed to the sector of micro and small entrepreneurs, public entities and, among others, housing communities, Social Construction Societies (TBS). It will include, among others, investments in improving the energy efficiency of buildings in various aspects (e.g. the use of energy-efficient technologies, comprehensive thermomodernisation resulting from an energy audit, leading to a reduction in the energy intensity of buildings, raising the energy parameters of buildings, recovery of thermal energy from industrial processes, installation of RES equipment, etc.). The project will be implemented in an intermediate model, in accordance with Art. Article 3(c) of the General Regulation. Bank Gospodarstwa Krajowego (BGK) will act as the Entity Implementing the Trust Fund and will select Financing Partners (PF). Financing Partners will provide support in their own and possibly also partner sales networks covering the area of the Warmińsko-Mazurskie voivodship. Scheduled tasks: • Project management • Implementation of financial instruments – payments to final recipients Project stages: • Conclusion of the funding agreement • Launch of the procedure for selecting the Funding Partners • Selection of the FP and conclusion of operational agreements • Information and promotion measures • Launch of the loan facility on the market • Continuation of promotional, monitoring, control and reporting activities OO – Final Recipients, IF – Financial Instruments, Bank Gospodarstwa Krajowego, EE – Energy Efficiency, MA – Managing Authority.