The purpose of this tool is to strengthen sustainable growth and competitiveness of SMEs, as well as job creation in SMEs, through easy access to finance: provision of micro-loans (max. EUR 25 000) and small loans (max. EUR 100 000) to eligible enterprises, together with private financing. Micro and small loans granted will be subordinated and automatic in nature. In addition, the intervention logic provides for synergies between operators involved in financial and non-financial support to SMEs (pre- and post-financing).